Marta is 40 years old and married. She didn't have the opportunity to go to school. She has 2 children who are not in school. She works making clothing and started this business with household machines. She has 10 years experience sewing and has her husband's support. He also sews.
She is organizing a group to ask for loans that she will use to buy an industrial machine. IN the future, she wants to see her business grow and have employees to produce more clothing and sell wholesale. The other members of the group also work making clothing.
La señora Marta de estado civil casada, cuenta con 40 años de edad, ella no tuvo la oportunidad de estudiar, tiene 2 hijos que no estudian, ella se dedica a la confeccion de prendas de vestir, inició este negocio confeccionando con máquinas domesticas y hasta el momento tiene 10 años de experiencia en confeccionar; también cuenta con el apoyo de su esposo quien tambien se dedica a confeccionar.
Organiza un grupo para solicitar un préstamos que lo utilizará para la compra de una máquina industrial, en el futuro quiere ver su negocio grande y contar con empledos para producir mas prendas de vestir y vender por mayor. Los demás integrantes de grupo se dedican tambien a la confeccion de prendas de vestir.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.