Gloria is a 27-year-old woman who is married with a child. She has a small business, serving the public with bus transportation. She has many years of experience with this business.
Gloria needs a loan to buy tires, oil, engine oil and brakes for the bus. She will use her profits to help her family's income. Gloria joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.