Malia is 76 years old and married with 10 children. She runs a small business selling cabbages and cucumbers in her community and has been doing this for many years. Malia has requested a loan to buy new tools for her business. She joined SPBD many years ago to gain access to capital. With her earnings, Malia will expand her business to provide her family's daily needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.