Update on Bertha ConcepcionSra. Bertha, thanks to her previous Kiva loan, has been able to invest in her work by giving good quality feed to her animals. She earned better income and could provide her family with what they needed. She is a person of great vision and wants to keep growing her business. Which is why she wants to continue investing in her work.
Sra. Bertha is requesting a new loan to be able to invest in the purchase of animal feed. With it, she will be able to continue her work, raise her animals well and also keep offering good quality products to her customers.
Solicita de un nuevo crédito para poder invertirlo en la compra de alimentos para sus animales, y de esa forma poder seguir con su trabajo y dar a sus animales una buena crianza y también para seguir dando productos de buena calidad a sus clientes.
Previous Loan DetailsBertha, 32, lives with Crispín in the city of Itá. She has a small farm where she raises chickens, ducks, pigs and guinea pigs. In addition, she has cows that produce a good amount of milk that she sells; her dairy cow produces about 30 liters of milk per day. She comments that she works har... More from Bertha Concepcion's previous loan »
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 18, 2013
- Mar 18, 2013
- Currency Exchange Loss:
- Mar 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.