Dúo Gracias A Dios Group
She is requesting help from FAPE for her business. She has been making and selling original traditional clothing for 17 years. She has a sewing machine which she uses to make the clothing. She buys fabrics in order to make aprons and blouses that she then goes out to sell. Consequently she is requesting a loan because she has many orders for Easter week and needs to purchase more raw materials in order to make blouses to sell. Her own capital is insufficient and she needs a little more money in order to stock up and have different clothing styles ready to sell.
Este grupo está formado por doña María Eusebia, de 45 años de edad es casada y su esposo trabaja como albañil, en la capital, tiene 3 hijos, que viven con ella todavía, ella solicita la ayuda de fape para su negocio que es la venta de ropa típica nueva desde hace 17 años, ella tiene una su máquina con la cual trabaja haciendo costuras y compra telas para hacer delantales y blusitas que luego sale a vender, por eso solicita el crédito porque para la semana santa tiene muchos encargos y nececita comprar mas materia prima para la elaboracion de blusas para la venta su capital no es suficiente, ella necesita un poco mas de dinero para surtir y tener a la venta diferentes estilos de ropa para vender,
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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