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Mercy Germania
Germania is 37 years old. She is single and lives with her family in the city of Ventanas in Los Rios Province.

Solidaria Communal Bank is located in the rural community of San Gabriel in Ventanas canton where the inhabitants engage in farming and animal husbandry.

Germania farms corn and rice. She is requesting a loan to buy urea, liquid weed killer and insecticide.

With the help of this loan she will be able to buy the agricultural supplies she needs. She makes her purchases in Ventanas. Her dream is to buy land. The challenges she faces include pest infestations in her crops. In her free time she enjoys playing sports.
View original language description ↓
Germania tiene 37 años de edad su estado civil soltera vive con su familia vive en la Ciudad de Ventanas en la Provincia de los Ríos.

La VRC Solidaria, se encuentra ubicada en el Recinto San Gabriel, Pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.

Germania se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.

Con la ayuda del cerdito podrá comprar lo necesario para la agricultura. La compra los realiza en Ventanas. El sueño es comprarse un terreno. Los desafíos que enfrentan son las plagas y cultivos. En su tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mercy Germania to buy urea, liquid weed killer and insecticide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 26, 2013
Mar 18, 2013
Currency Exchange Loss:
Sep 19, 2013