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Ruth Salome
Ruth, 39, is married and lives with her husband. She has 3 children. She lives in the city of Ventanas, in the Los Rios province.

The communal bank "25 de Febrero" meets in Recinto El Guabito, located in Zapatol parish in Ventanas canton. The members work in agriculture.

Ruth grows cocoa, corn, and rice. She also raises animals such as chickens and pigs. She is requesting a loan to buy urea, liquid pesticides, and insecticides.

With the help of this loan, she will be able to buy the agricultural supplies she needs to have a good harvest. She makes her purchases every week in Ventanas.

Ruth's dream is to work toward having her own business. The main challenge she faces is to achieve good health. In her free time, Ruth enjoys watching television.
View original language description ↓
Ruth tiene 39 años de edad su estado civil casada vive con su esposo tiene 3 hijos vive en la Ciudad de Ventanas en la Provincia de los Ríos.

La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.

Ruth se dedica al negocio de cacao y la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de animales como gallinas, cerdo. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura para tener una buena producción. La compra los realiza semanal en Ventanas.

El sueño es trabajar para tener un negocio propio. Los desafíos a los que enfrenta es obtener salud. En el tiempo libre le gusta ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 105
    View loans »
    Ecuador Loans Fundraising
  • $24,212,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruth Salome to buy urea, liquid pesticides, and insecticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 19, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014