The Communal Bank “Solidaria” is located in the neighborhood of San Gabriel in the canton of Ventanas. The members are farmers and ranchers.
Walter is a farmer who grows corn and rice. He is requesting a loan in order to buy urea, liquid weed killer, and insecticides. The loan will help him buy what he needs for his farming activities. His purchases are conducted in Ventanas. Walter’s dream is to buy a plot of land. The challenges he faces include dealing with crop diseases.
In his free time, Walter enjoys taking a rest.
La VRC Solidaria, se encuentra ubicada en el Recinto San Gabriel, Pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.
Walter se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.
Con la ayuda del cerdito podrá comprar lo necesario para la agricultura. La compra los realiza en Ventanas. El sueño es comprarse un terreno. Los desafíos a los que enfrenta son las enfermedades. En su tiempo libre le gusta descansar.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid