Through his own initiative and with great effort and dedication, Walter works in the construction trade as an assistant. He works every day for approximately 12 hours. Walter believes he is doing well because he has developed in this trade and treats all of his clients in a friendly manner.
Walter is extremely grateful to the Kiva lenders. Thanks to the assistance they have provided, he will able to make improvements to his home. He wants to plaster and paint the walls as well as install a concrete floor in one of the rooms in his house that has deteriorated. By making these improvements, Walter will be able to provide greater security and well-being for his family. He will continue working and striving to fulfill his greatest wish of studying for a professional degree. Over time, he wants to get ahead.
Por iniciativa propia, con mucho empeño y dedicación, Walter trabaja en el rubro de construcción como ayudante de obras, él trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a sus clientes.
Walter se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea hacer el tarrajeo, pintado y puesta de piso de concreto de una habitación de su hogar, la cual está deteriorada, de esta manera Walter podrá brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional y poco a poco desea salir adelante.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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