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Luis Renelmo
Luis is 62 years old and lives in a common-law marriage. He and his wife have 5 children. They reside in the City of Ventanas in Los Rios Province.

His rural communal bank, called “25th of February,” in Recinto el Guabito, Zapatol Parish, is located in Ventanas Canton. It is dedicated to promoting agricultural efforts.

Luis is in the cacao and general agriculture business. He sows corn and cacao, plus he raises farm animals, including chickens. Luis is requesting a loan to buy urea, liquid plague killer, and insecticides.

With the aid of this loan, he will be able to purchase the necessities for planting more cacao. He buys what he needs every 15 days in Ventanas.

Luis' dream is to work as hard as he can for the well-being of his family. The challenges he confronts require him to work a great deal to get ahead. In his free time, he likes to participate in the customs of his community, including Carnaval.
View original language description ↓
Luis tiene 62 años de edad su estado civil unión libre vive con su esposa tiene 5 hijos vive en la Ciudad de Ventanas en la Provincia de los Ríos.

La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.

Luis se dedica al negocio de cacao y la agricultura a la siembra de maíz, cacao, además se dedica a la crianza de animales como gallinas. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura para la siembra de cacao. La compra los realiza cada 15 días en Ventanas.

El sueño es trabajar mucho para el bienestar de la familia. Los desafíos a los que enfrenta trabajar mucho para salir adelante. En el tiempo libre ver noticias ver las costumbres de mi comunidad que es el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Renelmo to buy urea, liquid plant plague killer, and insecticides for his new cacao plantings.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 18, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014