Update on Diana TamaraDiana is 25 years old, is in a common law marriage and has two children. She lives with her partner and children in the city of Ventanas in the province of Los Ríos. She is a member of the “25 de Febrero” [February 25] Communal Bank, which is located in the Guabito precinct of the parish of Zapotal, in Ventanas Canton. She works in agriculture, including corn and cacao. She also works raising animals such as chickens and pigs.
Diana is requesting this loan to buy urea, liquid pesticide and insecticide. With the help of the loan she will be able to buy what she needs to better care for her crops and animals. She buys her supplies monthly in Ventanas. Her dream is to work very hard so that her harvest is very good and she can pay for the needs of her family. The challenge she faces every day in her work is competition, and in her family, it is to free them of worries and give her children everything they deserve. In her free time she likes to read and see the traditional culture and festivals of her community.
La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.
Diana se dedica al negocio de cacao y la agricultura a la siembra de maíz, cacao, además se dedica a la crianza de animales como gallinas, cerdos. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura para darle un mejor mantenimiento al producto. La compra los realiza mensualmente en Ventanas.
El sueño es trabajar mucho para que la producción sea muy buena y poder solventar las necesidades de la familia. Los desafíos a los que se enfrenta cada día en el trabajo es la competencia y en la familia darle tranquilidad y todo los que se merecen los hijos. En el tiempo libre le gusta leer y ver las costumbres de mi comunidad y las festividades.
Previous Loan DetailsDiana Tamara is 24 years old, in a common-law relationship, and has two children. She lives with her partner and children (ages 6 and 1) in Ventanas in Los Ríos Province. Diana is a member of the February 25th Communal Bank, which is located in the neighborhood of Guabito in Zapotal parish... More from Diana Tamara's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid