On his own initiative, with a great deal of effort and dedication, Filomeno works as a mototaxi driver, offering transportation services in his city. He works every day for around 12 hours and he thinks it is going well because he knows the areas where he can find more passengers.
Filomeno is very thankful to Kiva's lenders, as it is thanks to their help that he will be able to make improvements to his home. He wants to plaster and pour a cement floor in one room of his home as it is currently run down and he wants to offer his family greater safety and wellbeing. To that end, he will keep working and putting in effort to achieve his greatest dream of having his own mototaxi and transportation business.
Por iniciativa propia, con mucho empeño y dedicación, Filomeno trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, él trabaja todos los días por un aproximado de 12 horas y cree que le va bien porque conoce las zonas donde encontrar mayor cantidad de pasajeros.
Filomeno se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea hacer el tarrajeo y la puesta de piso de concreto en una habitación de su hogar, ya que esta actualmente se encuentra deteriorada y desea brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia mototaxi y su empresa de transporte.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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