On her own initiative and with a lot of effort and dedication, Marcelina works in her small business selling school and office supplies. She works every day for approximately 10 hours. She believes it's going well for her because of the variety of products and her good customer service.
Marcelina's very grateful to the Kiva lenders because thanks to their help she'll be able to buy a small sales stall in the main market of her city.
This way Marcelina will be able to continue working and making the effort to achieve her big dream of expanding her business and having a great bookstore.
Por iniciativa propia, con mucho empeño y dedicación, Marcelina trabaja en su pequeño negocio de venta de útiles escolares y de escritorio, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por la variedad de productos y por el trato amable que brinda a sus clientes.
Marcelina se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, de esta manera Marcelina podrá seguir trabajando y esforzándose para lograr su gran sueño de ampliar su negocio y tener una gran librería.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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