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Ediopaguita Maria

Update on Ediopaguita Maria

María is 58 years old. Presently, she is in a common law relationship. She lives with her partner and five children in Ventanas, in Los Ríos province. The “25 de Febrero”[February 25th] Communal Bank is located in the El Guabito precinct, in Zapatol parish in Ventanas canton. The members are engaged in agriculture.

Maria is in the business of selling supplies from her home. She also works in agriculture planting corn and raises animals such as chickens. She is requesting the loan to purchase urea, liquid pesticide, insecticide, and “morocho” [a type of corn]. With the help of the loan, she will be able to purchase what she needs for the farm in order to have her own business. She makes weekly purchases in Ventanas. Her dream is to grow her business and get ahead. The challenges that she faces are blight and cultivation. In her free time, she enjoys taking care of her business and getting together with her family.
View original language description ↓
María tiene 58 años de edad su estado civil actual unión libre vive con su esposo tiene 5 hijos vive en la Ciudad de Ventanas en la Provincia de los Ríos.

La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.

María se dedica al negocio de víveres en el domicilio, a la agricultura a la siembra de maíz y Además se dedica a la crianza de animales como los pollos. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida, morocho.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura para tener un negocio propio. La compra los realiza semanalmente en Ventanas.

El sueño es aumentar mi negocio y salir adelante. Los desafíos a los que enfrenta son las plagas y cultivos. En el tiempo libre le gusta atender el negocio y reunirme con la familia.

Previous Loan Details

Diopaguita María is 57 years old and single. She has five children and lives with them in Ventanas, province of Los Ríos. She is a member of 25 de Febrero Communal Bank, located in the Guabito precinct of the parish of Zapotal in the canton of Ventanas, where they work in agriculture. Ediopa... More from Ediopaguita Maria's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 104
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ediopaguita Maria to purchase urea, liquid pesticide, insecticide, and “morocho” [a type of corn].
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 18, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2014