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Angel Teodoro

Update on Angel Teodoro

Angel is 65 years old, lives in a common-law relationship with his wife and he has three children. He lives in the city of Ventanas in the province of Los Ríos. The 25th of February communal bank is located in the Guabito district of the parish of Zapotal which belongs to the Ventanas Canton. They work in agriculture there.

Angel works in the business of cacao and banana and in agriculture planting corn, coffee, oranges and bananas. In addition he works breeding animals such as chickens. He is requesting the loan to purchase urea, liquid pesticide, insecticide and corn. With the help of the loan he will be able to buy what is necessary for agriculture. He makes his purchases every fifteen days in Ventanas.

His dream is to continue working and to get ahead. He struggles with the challenges in his work so that the production gives good results.

In his free time he likes to play sports.
View original language description ↓
Angel tiene 65 años de edad su estado civil unión libre vive con su esposa tiene 3 hijos vive en la Ciudad de Ventanas en la Provincia de los Ríos.

La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.

Angel se dedica al negocio de cacao y guineo a la agricultura a la siembra de maíz, café, naranja, guineo. Además se dedica a la crianza de animales como gallinas. Solicita el crédito para comprar de urea, líquido mata plagas, insecticida, morocho.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura. La compra los realiza cada 15 días en Ventanas. El sueño es seguir trabajando y salir adelante. Los desafíos es en el trabajo luchar para que la producción rinda. En el tiempo libre le gusta hacer deporte.

Previous Loan Details

Angel Teodoro is 64 years old and lives in a common-law relationship. He has three children and lives with his spouse and the children in Ventanas, province of Los Ríos. He is a member of 25 de Febrero Communal Bank, located in the Guabito precinct of the parish of Zapotal in the canton of Vent... More from Angel Teodoro's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Angel Teodoro to purchase urea, liquid pesticide, insecticide and corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 13, 2013
Mar 18, 2013
Currency Exchange Loss:
Apr 17, 2014