Update on Willaim AlcivarAlcivar is 35 years old, lives with his long-term partner, has two children, and lives in the city of Ventanas in the Los Ríos Province.
The 25 de Febrero Communal Bank is located in the El Guabito Precinct of the parish of Zapotal, in Ventanas Canton. He works in farming for a living.
Alcivar grows corn, cacao, oranges, and bananas for a living. He also raises livestock, such as chickens. He is asking for this loan to buy urea, liquid weed killer, insecticide, a varietal of corn, and vaccines for his chickens.
With the help of the loan he will be able to buy the farming supplies he needs to take good care of his crops. He makes his purchases monthly in Ventanas. His dream is to keep working a lot to increase his yield and get his family ahead.
The challenges he faces are with work and family, as he wants his yield to be better every day. In his free time he likes to play indoor soccer.
La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.
Alcivar se dedica a la agricultura a la siembra de maíz, cacao, naranja, guineo. Además se dedica a la crianza de animales como gallinas. Solicita el crédito para comprar de urea, líquido mata plagas, insecticida, morocho, vacuna para las gallinas.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura para dar un buen mantenimiento a las cosechas. La compra los realiza mensualmente en Ventanas. El sueño es seguir trabajando mucho para sacar la producción adelante y a la familia.
Los desafíos son con el trabajo y la familia para que la producción sea cada día mejor. En el tiempo libre le gusta jugar indor.
Previous Loan DetailsWillaim Alcivar is 34 years old and lives in a common-law relationship. He has two children and lives with his spouse and the children in Ventanas, province of Los Ríos. He is a member of 25 de Febrero Communal Bank, located in the Guabito precinct of the parish of Zapotal, in Ventanas Canton,… More from Willaim Alcivar's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid