Update on Holger RigobertoHolger is 50 years old, is in a common law marriage with his wife and has five children. He lives in the city of Ventanas in the province of Los Ríos. He is a member of the “25 de Febrero” [February 25] Communal Bank, which is located in the Guabito precinct of the parish of Zapotal, in Ventanas Canton. He works in agriculture and grows corn, coffee and bananas. He also works raising animals such as cattle.
Holger is requesting this loan to improve and maintain his land and to buy urea, liquid pesticide and insecticide. With the help of the loan he will be able to buy what he needs to have a good harvest. He buys his supplies in Ventanas every two weeks. His dream is to work very hard for his family’s wellbeing. The challenges he faces are the pests that harm his crops. In his free time he likes to play volleyball and enjoy the carnival.
La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.
HOLGER se dedica a la agricultura a la siembra de maíz, café, guineo, Además se dedica a la crianza de animales como ganado. Solicita el crédito para mejorar mi finca y dar mantenimiento y para comprar de urea, liquido mata plagas, insecticida.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura para tener una buena producción. La compra los realiza quincenalmente en Ventanas. El sueño es trabajar mucho para el bienestar de mi familia. Los desafíos a los que enfrenta son las plagas y cultivos. En el tiempo libre le gusta jugar y disfrutar del carnaval.
Previous Loan DetailsHolger Rigoberto is 61 years old and lives in a common-law relationship. He has five children and lives with his children and his spouse in Ventanas, province of Los Ríos. He is a member of 25 de Febrero Communal Bank, located in the Guabito province of the parish of Zapotal in Ventanas canton... More from Holger Rigoberto's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid