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Rubia Yolanda
Rubia Yolanda is a 25-year-old mother and primary school teacher with an entrepreneurial spirit. Each day she teaches the kindergarten children of her community, putting in a lot of effort and care so that each day is better than the last.

Rubia is married and is thankful to God for her husband. They have undertaken a project together to improve their property and their coffee crops.

The land that Rubia cultivates was inherited by her parents and it was they who taught her from a young age how to work in agriculture. Her parents also supported her so she was able to study.

Rubia’s coffee is sold on a small scale in a local market. Her neighbors and others describe her coffee as high-quality, pure and healthy. Rubia has a well-organized home life and together with her husband she has worked cultivating coffee for more than twelve years. They also have a son who is in kindergarten.

Rubia is requesting this loan to buy fertilizer, manure and pesticide sprayers to improve her coffee harvest and earn more income for herself and her family.

Rubia’s goal is to use this loan to fertilize and enlarge her coffee crop and improve her next harvest so that she can increase the size of her field. Her dream is to give her son a better education so that he can have better employment opportunities, a better quality of life, and that he too can see his goals and dreams become reality.
View original language description ↓
Rubia Yolanda es una joven madre emprendedora y maestra de educación primaria de 25 años de edad. Día a día enseña el pan del saber a los niños de su comunidad (kinder) y se esmera porque cada día sea mejor que el anterior. Ella es casada y agradece a DIOS por el esposo que hoy tiene ya que juntos han emprendido un proyecto que es el de mejorar su propiedad y sus cultivos de café. La tierra en la que ella cultiva fue heredada por sus padres mismos que le enseñaron a trabajar la agricultura desde muy pequeña y apoyaron para que ella pudiera estudiar. Su producto es comercializado en pequeña escala en el mercado local, con los vecinos y demás que lo caracterizan como un producto de calidad, limpio y sano. Ella tiene un hogar bien formado y junto a su esposo se dedican a esta actividad por mas de 12 años también tienen un hijo el cual esta en el Kinder.

Yolanda hoy en día solicita ayuda para compra de fertilizantes, abono, bombas de fumigación para mejorar su producción de café de esa manera obtener mejores ingresos para ella y su familia.

Su meta es que por medio de esta ayuda ella pueda abonar y ampliar sus cultivos de café para que esta próxima cosecha ella pueda obtener una mejor producción y aumentar el área de su terreno. Su sueño es poder darle a si hijo una mejor educación para que el pueda tener mejores oportunidades de empleo, un mejor estilo de vida y que también el pueda cumplir y ver hechos realidad sus metas y sus sueños.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 95
    View loans »
    Honduras Loans Fundraising
  • $8,680,050
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Rubia Yolanda to buy fertilizer, manure and pesticide sprayers to improve her coffee harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 13, 2013
Listed
Mar 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014