Luvenia is 36 years old and lives in the Paynesville South area of Monrovia. She and her boyfriend have a six-month-old child. She is a college student, and she has been selling palm oil in the local market for the past seven years. She makes a lot of profits and has many customers, so she is requesting a loan to buy more palm oil for her business. Her plans are to build a house and to educate her child.