Update on Zoila EsperanzaZoila is 53 years old, single, and has three children. She lives with her mother in the city of Ventanas in the province of Los Ríos. She is a member of the "25 de Febrero" [February 25] Communal Bank, which is located in the Guabito precinct of the parish of Zapotal, in Ventanas Canton. She works in agriculture, including cacao, and she grows corn and coffee. She also works raising animals such as chickens and pigs.
Zoila is requesting this loan to buy urea, liquid pesticide and insecticide. With the help of the loan she will be able to buy what she needs for her agricultural activities. She buys what she needs in Ventanas every fifteen days or monthly. Her dream is to work very hard for her family’s wellbeing. The challenges she faces are the pests that harm her crops. In her free time she likes to sing traditional carnival songs.
La V.R.C. 25 de Febrero, se encuentra ubicada en el Recinto el Guabito de la Parroquia Zapatol, Pertenece al Cantón Ventanas se Dedica a Labores Agrícolas.
Zoila se dedica al negocio de cacao y la agricultura a la siembra de maíz, café, además se dedica a la crianza de animales como gallinas, cerdos. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura. La compra los realiza quince y mensualmente en Ventanas. El sueño es trabajar mucho para el bienestar de mi familia. Los desafíos a los que enfrenta son las plagas y cultivos. En el tiempo libre le gusta cantar el carnaval.
Previous Loan DetailsZoila Esperanza is 52 years old. She is divorced and has 3 children. She lives with her mother and her children, aged 32, 29 and 25, in Ventanas in the province of Bolívar. She is a member of the "25 DE FEBRERO" ["February 25"] communal bank, which is located in the area of Guabito in Zapotal ... More from Zoila Esperanza's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid