Beatrice is 34 years old and lives in Paynesville, one of the populated areas in Montserrado County; she is married and has three children between the ages of one and 12 years old. They all live at home, and only two attend school. She was unfortunate not to attend school, but she is good at managing her business. Her husband is a businessman. From 1998 she has been selling foodstuffs like rice, pepper, oil, vita, salt and other item in the local market,. Now she faces no problem. She sells every day and spends 8 hours on her business, which she started with the little income she received from her husband. She is requesting a loan to purchase more rice, pepper, oil, vita, salt and other items for her business. She hopes to build herself a house.