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Nadiya is 48 years old and married. She has a son and a daughter who are both married. Her son & his family live with her.

Nadiya is engaged in agriculture, she is in this business for more than 15 years. Her husband, and her daughter-in-law help her with the business. When Nadiya's daughter was getting married, to provide her with a decent dowry she sold almost all of the cattle in the stable. Two years ago she was able to increase the number of animals. Currently she raises animals and farms.

She has a very honest and goal oriented personality. Everything that she has achieved is thanks to her diligence. She plans to have a big herd and to enlarge the stable for cattle. She came to Kiva partner VFAC for a 500 AZN loan for repairs. Nadiya wants to improve her housing conditions. She related how she would like to increase sales, improve her family's well being and ensure that her children will have a bright future.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 14
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD