Emily is 28 years old and lives in Paynesville South, one of the more populated areas in Montserrado County. She is married and her husband is a police man, they have four children between 3 and 15 years old, who are currently in school and live at home. For the past four years she has been selling rice, oil, pepper, etc. in the local market. She makes a profit and has a large number of customers. She is requesting a loan to purchase more rice, oil, pepper, etc. for her business. Her plans are to build a house and educate her children.