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Gocha is 42 years old and lives in Khoni district with his 37-year-old wife Ia, brother, two children and retired mother.

The main source of income for the family is from agricultural activities. They own a plot of land where they grow nut trees and maize. Harvested products are sold locally at the markets. In addition, Gocha is working as an artisan on the construction of private orders to get a small monthly salary.

He will use part of the loan to purchase a milking cow. They will milk the cow to make cheese and sell it locally at the markets. With the other part they will renovate the house. Selling the cheese will bring the family more monthly income and the renovated house will give them better living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Gocha to purchase a milking cow to make cheese to sell, and to renovate the house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 19, 2013
Currency Exchange Loss:
Dec 17, 2014