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Usmon lives in the J.Rumy region in the southern part of Tajikistan. He is 29 years old. He has a wife and three small children. Usmon has higher pedagogical education. He has worked as a teacher in secondary school for a period of three years.

In the countryside, where Usmon lives, the conditions are favorable for livestock breeding. Therefore Usmon would like to try the area of livestock breeding. He requests a loan for purchasing and reselling cattle. For the loan received, Usmon intends to purchase a cow and a bull, fatten them for some months and thereafter sell them at the livestock market. Based on the income from his new business he plans to repair his house and increase their living conditions.
View original language description ↓
Усмон живет в районе Руми - южной части Таджикистана. Ему 29 лет. У него жена и трое маленьких детей. Усмон имеет высшее педагогическое образование. Он работает учителем в средней школе в течение трех лет.
В местности, где живет Усмон имеются благоприятные условия для разведения скота. Поэтому Усмон хочет попробовать себя в сфере животновотсва. Он просит кредит для купли и продажи крупно-рогатого скота. На полученный кредит Усмон намерен закупить коров и телят, будет откармливать их несколько месяцев и затем продавать на скотном рынке. За счет прибыли с новой деяетельности он планирует сделать ремонт в доме и улучшить условия проживания.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Usmon to purchase and resell cattle.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 12, 2013
Mar 18, 2013
Currency Exchange Loss:
Sep 17, 2013