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Hysen is a 24-year-old married man who lives in a southern part of Kosovo. He is a maintenance worker in a restaurant. His wife is a housewife. Hysen’s family owns a small house that has not had any repairs or renovations in the last several years.

The roof of his house is always leaky when it’s snowing or raining. The home is also therefore unable to retain the heat. It is very important for their health and wellbeing to be able to repair the roof for better living conditions and a comfortable life.

Hysen requests a loan to pay for repairing the roof of his house. The loan will help him to ensure a better life. He hopes in the future to have children and to improve their living conditions.

The help from Kiva lenders is greatly appreciated from the family.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hysen to repair the roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 8, 2013
Mar 18, 2013
Currency Exchange Loss:
Apr 16, 2014