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Arlene is 41 years old and married with five children.

Arlene works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 22,000 loan through NWTF to buy more groceries to sell.

Arlene has borrowed and repaid 12 loans from NWTF before this loan. She has been running her general store for ten years and also earns an income from farming corn.

Arlene aspires to save enough money to buy more farmland.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1012
    View loans »
    Philippines Loans Fundraising
  • $63,421,500
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Arlene to buy more groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 28, 2013
Mar 18, 2013
Currency Exchange Loss:
Sep 17, 2013