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Sos lives with his wife Shoghakat in Urasar village, in Lori region.

Together with his wife, Sos is involved in agriculture. He keeps six cows and cultivates wheat and potatoes. Sos gets milk, and his wife uses that milk in cheese production. They work hard to make a good harvest and sell their produce to local market retailers. Agriculture is the only source of income for this family, so it is very important for Sos to get high income to cover his and his wife's daily costs.

Sos has applied for this loan to purchase five bulls and potato seeds for cultivation. This will significantly increase Sos's agricultural income and will help him to ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $14,925,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Sos to purchase five bulls and potato seeds for cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Mar 18, 2013
Currency Exchange Loss:
Nov 18, 2013