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Irene is a married woman with three children, one of whom is in school. She is 49 years old, and a very hard-working entrepreneur.

Irene has a charcoal-selling business in the Philippines. She has been in this business for 15 years. She requested a PHP 12,000 loan through NWTF, to purchase more charcoal to resell. She would like to save money, to expand her business in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 982
    View loans »
    Philippines Loans Fundraising
  • $63,408,725
    Funds lent in using Kiva
  • 40.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Irene to purchase more charcoal to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2013
Mar 18, 2013
Currency Exchange Loss:
Mar 17, 2014