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Ayitbek is a 35-year-old farmer. He is married and has three children.

In order to provide his family with a means of income, Ayitbek 15 years ago began his own business from scratch. Today, through hard work, Ayitbek has on his farm three cows and land allotments. Ayitbek earns a monthly income of 10,000 - 15,000 KGS from raising livestock and additionally has income from field crops. In order to further expand his business and to increase income from field crops, Ayitbek turned to Bai-Tushum and Partners for a loan of 100,000 KGS to prepare for the spring field work and to purchase of cattle.

He plans to invest income from the loan in the expansion of his farm and building a new home.
View original language description ↓
Айытбек – 35-летний фермер, женат, имеет 3 детей. В целях обеспечения своей семьи средствами дохода, 15 лет назад Айытбек начал свой бизнес практически с нуля. На сегодняшний день, благодаря упорному труду, в хозяйстве Айытбека имеются 3 коровы и земельные наделы. Айытбек имеет ежемесячные доход в размере 10,000 - 15,000 KGS от животноводства и дополнительно имеет доход от полеводства. В целях дальнейшего расширения бизнеса и увеличения доходов от полеводства, Айытбек обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 KGS на подготовку к весенне полевым работам и на приобретение КРС. Доходы от кредита он планирует вложить в расширение своего хозяйства и строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Ayitbek to purchase cows and prepare for spring field work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Mar 18, 2013
Currency Exchange Loss:
Oct 17, 2014