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Ruben Neptali
Ruben, 28, lives in the south of Honduras with his wife and daughter. He has worked as a sales agent for 5 years in the community where he lives.

Ruben needs a loan to buy cement, metal sheeting, sandpaper, wood, rebar, locks, etc. The expected result of the loan is to finish making improvements to the house where he lives, and thus give his family better living conditions.

Ruben's future plans include finishing the home improvements and giving his relatives a better future; at the same time he will have a better space for his kids to grow in.

Choluteca, Honduras - February 2013
View original language description ↓
El señor Rubén tiene 28 años, vive en la zona sur de Honduras, junto con el vive su hija y su esposa. Su trabajo permanente es agente de ventas, trabajo que realiza desde hace 5 años en su comunidad donde vive.
Don Rubén el crédito lo necesita para la compra de cemento, laminas, lijas, madera, varilla, llavines etc. el impacto esperado con el crédito, es terminar las mejoras que le está haciendo a su casa de habitación y así darle una mejor condición de vida a su familia .
Don Rubén los planes a futuro es termina con las mejoras de su casa de habitación y así darles un mejor porvenir a cada uno de sus familiares, al mismo tiempo, tendrán una espacio más adecuado para el crecimiento de sus hijos.

Choluteca, Honduras - Febrero del 2013.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Honduras

  • $4,800
    Average annual income
  • 84
    View loans »
    Honduras Loans Fundraising
  • $8,841,950
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ruben Neptali to buy cement, sheets of metal, sandpaper, wood, rebar, locks, etc for his house.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Apr 1, 2013
Currency Exchange Loss:
Sep 17, 2013