Nora Liliana is 30 years old, married, and completed four years of 'educación primaria' (school for children aged 7-14). She has two children, one of whom is in school. Nora Liliana's business is preparing and selling food. She started out selling her products as an itinerant street vendor and has six years experience. She has the support of her husband who is a truck driver.
Nora Liliana is requesting a loan to buy ingredients for preparing the food that she sells. In the future, she would like to have her own restaurant in a good location. The other members of this group sell food and run grocery stores.
La señora Nora Liliana es casada tiene 30 años de edad, curso 4 años de educacion primaria, tiene 2 hijos y uno de ellos esta estudiando, ella se dedica a la preparacion y venta de comida, inició este negocio vendiendo ambulante, hasta el momento lleva 6 años de experiencia. Cuenta con el apoyo de su esposo quien es chofer de camión.
Solicita un prestamos que lo utilizara para la compra de productos para poder preparar los alimentos para la venta, en el futuro quiere ver su nogocio con un restaurante propio y en un buen punto. Las demas integrantes de grupo se dedican a vender comida y a tienda de consumo diario.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.