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José Alfredo
José is thirty-seven years old, is in a relationship, and has one daughter. He has been characterized as being a very enterprising person who has worked very hard to get ahead in life. Thanks to his jobs as a bricklayer's assistant, in agriculture, and in other sectors, he was able to complete his basic education.

For five years, he has worked as a community organizer in the surrounding communities, thereby making an income for his family. Because of his reputation, they have donated a piece of land to José so that he can build his house.

The loan that he is requesting from Fundación Campo will be used to buy wood, corn husk rods for the wall, sand, cement, iron bars, blocks, and stones to build the bathrooms and a retention wall to level the land. With this investment, he will be able to move himself to his own house, since where he currently lives is not his; his family will be sure that nobody will kick them out, since this house will be their own.

His wish is to continue improving his home and to offer an education to his daughter.
View original language description ↓
José tiene 37 años de edad, esta acompañado y tiene una hija. Él se ha caracterizado por ser una persona emprendedora que ha trabajado muy fuerte para salir adelante con su vida; gracias a sus trabajos de ayudante de albañil, agrícolas entre otros más, pudo terminar sus estudios de educación básica. Desde hace cinco años trabaja como promotor social en las comunidades, de ahí obtiene los ingresos para su familia. Debido a su reputación a José le donaron un terreno para que construyera su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar madera, varas de tuza para la pared; arena, cemento, hierro, bloques y piedras para construir los baños y un muro de contención para nivelar el terreno. Con la inversión podrá trasladarse a su casa propia, debido a que donde vive no es de él; estarán más seguros que nadie los sacara pues ya será propia. Él desea, continuar mejorando su casa y brindarle el estudio a su hija.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $24,316,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Alfredo to buy wood, corn husk rods for the wall, sand, cement, iron bars, blocks, and stone to construct the bathrooms and a retaining wall to level the land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 18, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015