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Ann's Group
In this Group: Ann, Rat
A citizen from a rural village of Kampong Cham province’s Ponhea Krek district, Ann is age 56, married and has two children. To make a living and support her family, Ann and her husband have been farming rice, planting cassava and rubber as a primary business for 36 years and she supplements the income by working for others for a fee. The current business earns her family about 38,000 KHR per day to meet the family’s needs.

This is the first microloan for Ann’s group of two with Kiva’s partner, VisionFund. Now leading her group to request a loan of 1,000,000 KHR each, Ann, who is the leader, will use her portion to buy fertilizer for her farmland and use a portion of it to spend on plowing the field. With this loan, she hopes to get a high yield from her current business to improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ann's Group's $525 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2013
Mar 20, 2013
Currency Exchange Loss:
Feb 19, 2014