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Yok's Group
In this Group: Yok, Sophy, Rita
Age 41 and the mother of three (two who attend school), Yok is a local citizen from the Battambang province. She overcomes the family's financial burden by providing decent food through three hectares of rice farming; her husband works for others for a fee at a construction site. She has been in this business for ten years.

Yok has never been with VisionFund, Kiva’s partner, prior to this loan. Her group consisting of three female members; they are first time borrowers seeking a loan of 1,000,000 KHR each.

As the group leader, Yok will use her portion to buy six sacks of fertilizer and rice seed. She hopes to grow her rice seasonably and received a good yield to improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 222
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 3,992.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yok's Group's $775 loan helped a member to buy six sacks of fertilizer and rice seed for her farming venture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 14, 2013
Mar 20, 2013
Currency Exchange Loss:
Mar 17, 2014