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Ramona Albertina
The communal bank Junín meets every two weeks in the Junín canton. This area is known for its friendly and hard-working people and because the best spirits in the province and in Ecuador are distilled there.

In this place lives Señora Ramona. She is 62 years old. Her beloved husband died a number of years ago, and she was left a widow, but from this relationship she had five children who are now adults. The youngest is 20 years old and studies at a university and is the one who still lives with her.

Doña Ramona, in order to be able to get ahead with the household expenses and along with that be able to pay for her daughter's studies, prepares and sells food. She has a restaurant in her house, where she prepares a variety of dishes for selection by her customers. She also prepares tortillas, rolls, and empanadas for breakfasts, and they are very much sought after by her customers, who come to her restaurant every day, and for this reason she has won many customers. She works every day from 6 am until 3 in the afternoon. She works alone and has had her dining area for more than 20 years. Since her husband died, this has been the source of income that allows her to advance.

She is going to use this loan to buy rice, meat, fish, and other foodstuffs to prepare her foods. She has been in the communal bank since its beginning, and she likes it because of the help that the bank offers her.

Her dream is to see her daughter finish her studies.
View original language description ↓
EL Banco Comunal Junín se reúne cada quince días en el cantón Junín, este lugar se lo conoce por su gente amable y trabajadora y porque se destila el mejor aguardiente en la provincia y en el Ecuador.

En este lugar vive la señora Ramona, tiene 62 años de edad, hace varios años su querido esposo falleció y quedo viuda pero de esta relación tuvo 5 hijos los mismos que ya son mayores de edad, la menor tiene 20 años y estudia en universidad y es la que aun vive con ella.

Doña Ramona para poder salir adelante con los gastos del hogar y con esto poder pagar los estudios de su hija se dedica a preparar y vender alimentos, ella tiene un restaurante en su casa en el cual prepara diversos platos a elección de sus clientes, también para los desayunos ella prepara tortillas, bollos, empanadas los cuales son muy apetecidos por sus clientes que a diario asisten a su restaurante y por lo cual ha ganado mucha clientela, trabaja todos los días desde las 06h00 hasta las a las tres de la tarde. Trabaja sola y tiene su comedor por más de 20 años, desde que falleció su esposo esta es la fuente de ingresos que le permite salir adelante.

Este crédito lo va utilizar en comprar arroz, carne, pescado y otros víveres para la preparación de los alimentos. Está en el Banco Comunal desde el inicio y le gusta por la ayuda que le brinda el banco.

Su sueño es que su hija termine sus estudios.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Ramona Albertina to buy rice, meat, fish, and other foodstuffs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013