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Neris Ramona
The "Junín" communal bank meets every fortnight in the Junín district. This is a place known for its friendly and hard-working people and for having the best liquor in the province, and, indeed, in Ecuador.

It is here that 60-year-old Neris lives. A few years ago her dear husband died and she became a widow. However, she does have six children from this relationship, all of whom are now adults. The youngest is twenty and is studying at university.

Neris has a business so that her family is not in need of anything. Neris sells natural products from the "Garden" brand and all types of underwear. She works every day, mainly in the morning as it is easier to do her runs then. She sells door-to-door and people leave orders with her. Customers pay in installments, which Neris collects on a weekly basis. She has had this business for eight years now and it is going well for her as she has a good customer base. Thanks to this work, Neris doesn't want for anything.

Neris will use this loan to buy underwear and natural products, as she already has various orders. She has been with the communal bank for nine years and she likes it because it was with one of the loans that she started this business that allows her to earn a living.

Her dream is for her daughter to finish her studies.
View original language description ↓
EL Banco Comunal Junín se reúne cada quince días en el cantón Junín, este lugar se lo conoce por su gente amable y trabajadora y porque se destila el mejor aguardiente en la provincia y en el Ecuador.

En este lugar vive la señora Neris, tiene 60 años de edad, hace varios años su querido esposo falleció y quedo viuda pero de esta relación tuvo 6 hijos los mismos que ya son mayores de edad, la menor tiene 20 años y estudia en universidad.

Doña Neris para que a su familia no le falte nada se dedica al comercio, vende productos naturales de la marca Garden y de ropa interior de todo tipo. Trabaja todos los días más que todo en las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos, su forma de venta es puerta a puerta y bajo pedidos, ella deja a crédito y cobra semanalmente. Se dedica a este negocio desde hace 8 años y le ha ido muy bien ya que tiene bastante clientela y gracias a esto no le falta nada en su hogar.

Este crédito lo va emplear en comprar ropa interior y productos naturales ya que tiene varios pedidos. Lleva 9 años en el Banco Comunal y le gusta porque con uno de los créditos empezó su negocio que hoy le permite ganarse la vida.

Su sueño es que su hija termine sus estudios.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Neris Ramona to buy underwear and natural products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013