Gaby Maria is 51 years old, married and has one son. She is a member of the group "Camino al Futuro" [Road to the Future] that presently consists of 6 members. It is a recently formed group that has united with the common purpose of succeeding in their businesses.
Gaby Maria has offered private massage therapy services for 25 years. This includes treatments such as facials, weight reduction, relaxation massages, etc. She is requesting the loan to invest in materials and creams that she uses in her work.
La Sra. Gaby María tiene 51 años de edad, es casada y tiene un hijo. Ella es socia del grupo "Camino al Futuro" que actualmente está formado por 6 integrantes, es un grupo recién formado que se han unido con una misma finalidad la de salir adelante con sus negocios.
La Sra. Gaby María se dedica desde hace 25 años a prestar servicio de Masoterapia de manera particular, es decir hace tratamientos de limpieza de cutis, reducción de medidas, masajes de relajación, etc.
Ella solicita el préstamo para invertirlo en materiales, cremas que utiliza en su trabajo.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.