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Nora Del Carmen
Nora was born in the city of San Rafael. She has a stand in the city market where she sells a variety of handicrafts items such as clay vases, clay grills that are used to make tortillas, pots for plants, and clay banks that students look for so that they can save money for college. She also buy accessories to make pinatas, work her two children help with, to sell at wholesale.

Nora is married, and her husband has a mechanics workshop in the house to help with household expenses. She always reinvests her profits in purchasing more supplies so that her profits and business keep growing. She now needs a loan to buy more supplies.
View original language description ↓
La señora Nora es originaria del Municipio San Rafael, es comerciante tiene un tramo en el mercado municipal venta de productos artesanales como: Floreros de barro, Comales de barro, que se utilizan mucho en la zona para la elaboración de las tortillas, maseteros de barro que se utilizan para sembrar plantas, al cancillas de barro que las buscan bastante los estudiantes para ahorrar sus monedas que le sobran cuando van al colegio, tiene variedad de producto.

También hacen piñatas compra los accesorio y sus dos hijos le ayudan a hacerla y venderlas las entregan por mayor.
Esta casada su esposo tiene un taller de mecánica en su casa, el ayuda para los gastos del hogar.

Con la ganancias de su negocio siempre lo va invirtiendo comprando mas producto y variedad para así obtener mayores ganancia he ir creciendo cada día más.

Ahora necesita otro financiamiento para invertir más producto.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nora Del Carmen to buy supplies for floral arrangements and pinatas: flowers, clay pots, baskets, and paper.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 25, 2013
Mar 17, 2013
Currency Exchange Loss:
Oct 17, 2013