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Ivania is 49 years old. She is not married, but is in a civil union with the father of her two children. She is a very hard-working person, who spares no efforts. Six years ago, she saw she would have to work to earn money for the home, since her partner had an accident at work and became invalid. She has been a baker since, without neglecting her family. She can count on one of her children for financial support. Her business is going well, thanks to her amiability towards customers and the high quality of her products. This is the first time she asks the field partner for a loan.
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Doña Ivania es una mujer con 49 años de edad, soltera y madre de dos hijos. Vive en unión libre con el padre de sus hijos. Muy trabajadora y esforzada. Hace seis años se vió en la necesidad de generar ingresos al hogar, debido a que su compañero tuvo un accidente laboral y quedó incapacitado. Desde ahí se dedica a hacer repostería en general sin descuidar a su familia. Cuenta con la ayuda económica de uno de sus hijos. Le va muy bien, gracias al buen trato que le brinda a sus clientes y a la buena calidad de sus productos. Es primera vez que solicita financiamiento a la Fundación para su negocio.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 48
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ivania to buy an oven and raw materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2013
Mar 17, 2013
Currency Exchange Loss:
Nov 17, 2014