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Alfredo Patricio
Alfredo is 38 years old. He lives in the town of Pisco with his wife and their two small children, whom he loves very dearly, and who are his main reason for living. He is very nice, hard-working, and enthusiastic. Together with his wife, they do everything in their power to make ends meet. Unfortunately, due to his economic situation and the need to start working at a very young age, Alfredo was unable to study business management, which is what he would have liked to do. In his spare time, he likes to listen to music, and sometimes cooks a delicious chicken dish called 'seco de pollo', which he shares with his family. On his own initiative, sparing no efforts, and with admirable dedication, Alfredo works in his own tiny shop that sells cleaning products. He also sells drinks at his house. He works every day for about ten hours and attributes his success to his amiability towards customers. Alfredo is very grateful to Kiva lenders, since, thanks to their help, he will be able to buy a small stall at his town's central market. He hopes this will help him attract more customers and keep working towards his great dream of expanding his shop.
View original language description ↓
Alfredo es un hombre de 38 años, vive en la ciudad de Pisco con su esposa y sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Alfredo no pudo estudiar la carrera profesional de Administración de Empresas, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Seco de Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Alfredo trabaja en su pequeño negocio de venta de productos de limpieza, adicionalmente en su vivienda vende bebidas, él trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a sus clientes.
Alfredo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un pequeño puesto de ventas en el mercado central de su ciudad, de esta manera Alfredo podrá conseguir mayor cantidad de clientes, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de hacer crecer su negocio.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 106
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Alfredo Patricio to buy a stall at the local market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2013
Listed
Mar 17, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014