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Elsa Maruja
Elsa, 30, is married and lives with her husband and 4 children in city of Ventanas in the Province of los Ríos. VRC Bendición de Dios is located in the Recinto Rancho Grande in Puerto Pechiche parish; they work in farming and raising cattle. Elsa works in farming, growing corn and rice in addition to raising animals such as chickens, ducks and pigs.

She is requesting a loan to purchase urea, liquid pesticide, insecticide, Ranger (brand of herbicide) and vaccine for the chickens. The loan will help her to buy what she needs for farming. The purchase is made in Ventanas.

Her dream is to get ahead thanks to the loan that granted by the cooperatives. Her free time is dedicated to relaxing.
View original language description ↓
Elsa tiene30 años de edad su estado civil es casada vive con esposo tiene 4 hijos vive en la ciudad de Ventanas en la Provincia de los Ríos.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

Elsa se dedica a la agricultura a la siembra de maíz, arroz, a demás se dedica a la crianza de animales como gallinas, patos, cerdos. Solicita el crédito para comprar de urea, liquido mata plagas, insecticida, ranger, vacunas para las gallinas.

Con la ayuda del cerdito podrá comprar lo necesario para la agricultura. La compra los realiza en Ventanas. El sueño es salir a delante gracias al crédito que nos otorga la cooperativa. Su tiempo libre se dedica a descansar

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elsa Maruja to purchase urea, liquid pesticide, insecticide, Ranger (brand of herbicide) and vaccine for the chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 17, 2013
Currency Exchange Loss:
Oct 24, 2013