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Elias Ramon
Elías is 32 years old and is single. He lives with his brothers in the city of Ventanas, in the province of Los Rios.

The communal bank Bendición de Dios (God’s Blessing) is located in the community of Rancho Grande in the Puerto Pechiche Parish. They work as agricultural laborers and livestock farmers.

Elías works in agriculture growing corn, rice, and others. He raises animals like hens and ducks. He is requesting a loan in order to purchase urea, insecticides, pest-killing liquid, corn, and vaccines for pigs.

With the assistance from the loan, he will be able to purchase necessary agricultural items. He will make the purchases in Ventanas. His dream is to get ahead, thanks to the loan that the co-op is offering. His challenges include a lack of working capital. His free time is spent resting.
View original language description ↓
Elías tiene 32 años de edad estado civil soltero vive con sus hermanos en la ciudad de ventanas Provincia de los Rios.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

Elías se dedica a la agricultura a la siembra de maíz, arroz a de mas se dedica a la crianza de animales como gallinas, patos.

Solicita el cerdito para comprar de urea, insecticidas, líquido mata plagas, morocho, vacunas para los cerdos.

Con la ayuda del cerdito podrá comprar lo necesario para la agricultura. Las compran los realizan en Ventanas. El sueño es salir a delante gracias al crédito que nos otorga la cooperativa. Los desafíos es la falta de la capital de trabajo. Su tiempo libre se dedica a descansar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Elias Ramon to purchase urea, insecticide, pest-killing liquid, corn, and vaccines for pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 8, 2013
Mar 16, 2013
Currency Exchange Loss:
Oct 24, 2013