Cesar is 50 years old and is married with 4 children. He lives with his spouse and children in the city of Ventanas, in the province of Los Ríos.
The communal bank Bendición de Dios is located in the rural community of Rancho Grande of the Puerto Pechiche parish. They work in agriculture and livestock.
Cesar works in agriculture, growing corn and rice, and he also raises animals like hens, pigs and ducks. He is asking for this loan to buy urea, insecticide, insect repellent, animal feed, and vaccines for the chickens.
With the help of this loan he will be able to buy necessary inputs for agriculture. He makes his purchases in Ventanas. His dream is to get ahead in life thanks to the loans provided by the cooperative. The challenge he faces is not having his own land. He spends his free time relaxing.
Cesar tiene 50 años de edad estado civil casado tiene 4 hijos, vive con la esposa y con sus hijos en la ciudad de Ventas Provincia de los Ríos.
La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.
Cesar se dedica a la agricultora a la siembra de maíz, arroz, a demás se dedica a la crianza de animales como gallinas, cerdos, pato. Solicita el crédito para comprar de urea, insecticidas, líquido mata plagas, morocho, polvillo vacunas para los pollos ranger.
Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras los realizan en Ventanas. El sueño es salir a delante gracias al crédito que nos otorga la cooperativa. Los desafíos a los que se enfrentan es no tener terrenos propios. En el tiempo libre se dedica a descansar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!