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Lourdes Rocio
Lourdes, 40, is in a common-law marriage and has 6 children. She lives with her husband and children in the city of Ventanas, in the Los Rios province.

The communal bank "Bendición de Dios" meets in Recinto Rancho Grande in the Puerto Pechiche parish. The members work in agriculture and animal husbandry.

Lourdes is a farmer who cultivates corn and rice. She also raises animals such as hens, pigs, ducks, and turkeys. She is requesting a loan to buy urea, insecticides, liquid pesticides, and animal feed made from rice and corn.

With the help of this loan, she will be able to buy the agricultural supplies that she needs. She makes her purchases in Ventanas. Her dream is to be able to get ahead, thanks to the loan that she's being granted by the Cooperative. Her main challenge is that she doesn't have her own land.

In her free time, Lourdes enjoys helping her children with their schoolwork.
View original language description ↓
Lourdes tiene 40 años de edad de estado civil unión libres tiene 6 hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los Ríos.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la Parroquia Puerto Pechiche, se dedican a labores agrícolas y pecuarias.

Lourdes se dedica a la agricultura a la siembra de maíz, arroz, además se dedica a la crianza de animales cómo gallinas, cerdos, patos y pavos. Solicita el crédito para la compra de urea, insecticidas, líquido mata plagas, morocho, polvillo.

Con la ayuda del crédito podrá comprar lo necesario para la agricultura. Las compras las hacen en Ventanas. El sueño es poder salir adelante gracias al crédito que nos otorga la cooperativa. Los desafíos a los que se enfrenta es no tener terrenos propios. En el tiempo libre le gusta ayudar a los hijos en los estudios.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 23
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lourdes Rocio to buy urea, insecticides, liquid pesticides, and animal feed made from rice and corn.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 8, 2013
Listed
Mar 16, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 24, 2013