On her own initiative and with a lot of effort and dedication, Heydi, works as a field laborer on an agricultural holding in the city. She works around 10 hours every day and thinks that she is successful due to her good work and friendly treatment of her customers. Heydi is very thankful to the Kiva lenders as the help they provide will allow her to make improvements to her home, which is in a deteriorated state. She wants to be able to construct part of it with better and more resistant materials. She will continue working and making efforts to achieve her big dream of having a safe and suitable home.
Por iniciativa propia, con mucho empeño y dedicación, Heydi trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a sus clientes.
Heydi se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que esta se encuentra deteriorada y desea poder construir parte de ella con materiales resistentes y adecuados, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda segura y adecuada.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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