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Ruth lives in Kampala, Uganda. She is married with two children, and all of her children go to school. She has no additional family members. She sells charcoal at the market. She has been in this business for the last five years. She works six days a week. She has requested a loan of 300,000 Ugandan Shillings from MCDT – SACCO to buy bags of charcoal. Her major business challenges are thieves and seasonality. Her goals are to become a wholesaler and to educate her children up to a university level. She lives in a rented house, and the family has access to electricity and piped water. Her monthly expenses include school fees and rent.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 191
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,640.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ruth to buy more bags of charcoal.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Mar 17, 2013
Currency Exchange Loss:
Sep 17, 2013