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Emin is a 24-year-old young farmer from Vayk. He keeps 12 chickens and five cows, as well as cultivates peaches, apricots, nuts, apples and pear trees. Emin lives with his parents who help him run a farm. Emin's mother gets milk and uses it in cheese production. Emin sells the cheese at the local market and earns an income, which is vital for him to cover the family's daily costs.

Emin has applied for this loan to purchase two pigs and a cow. This loan is very important for Emin so that he can increase his livestock and income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Emin to pay for two pigs and a cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 5, 2013
Mar 17, 2013
Currency Exchange Loss:
Apr 18, 2015