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Rosa Luzmila
Rosa is 77 years old. She is a widow and she does not have children. She has a house where she lives with her niece in Chimbo, in the Province of Bolivar.

Rosa makes a living by making fireworks. She seeks this loan to buy reed, thread, cardboard and gunpowder. With the assistance of this loan she will be able to buy what she needs to make the fireworks. She will make her purchases in Riobamba. Her dream is to improve her quality of life. The challenges she has faced allow her to fight against any problem that presents itself to her.

In her free time she likes to gather with her family.
View original language description ↓
ROSA tiene 77 años de edad es viuda no tiene hijos, tiene una casa vive con una sobrina en Chimbo Provincia de Bolivar.

ROSA se dedica a realizar juegos pirotecnicos. Solicita el crédito para comprar carrizo, hilo, cartón, polvora. Con la ayuda del crédito podrá comprar lo necesarío para realizar las luces pirotecnias.

Las compras las realizará en Riobamba. El sueño es mejorar la calidad de vida. Los desafíso a los que se enfrentan es luchar ante cualquier problema que se le presenta.

En el tiempo libre le gusta reunirce con los familiares.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Rosa Luzmila to buy reed, thread, cardboard and gunpowder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 6, 2013
Mar 16, 2013
Currency Exchange Loss:
Oct 24, 2013