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Anna has been involved in agriculture for 15 years already. She keeps 10 chickens, cultivates wheat and tomatoes, as well as grows apricot, peach, plum and apples trees with great love and pleasure.

Anna is a very hardworking mother of two sons, and together with her husband, Gagik, she works hard to gather a high income and sustain her family. Anna owns a greenhouse which is too old and needs to be renovated. She has applied for this loan to renovate her old greenhouse as well as to purchase tomato seeds and fertilizer.

The loan is very important for Anna to expand the cultivation process and gather more income, which is vital for covering her family's daily costs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 107
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Anna to pay for tomato seeds and fertilizer and renovate the old greenhouse.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 7, 2013
Mar 17, 2013
Currency Exchange Loss:
Apr 18, 2015